# Olive Capital > Olive Capital backs pre-seed European founders building intuitive consumer finance experiences on modern rails for everyday money. > https://olivecapital.vc ## Fund Olive Capital is a pre-seed venture capital fund investing in European founders building the next generation of consumer finance products. Olive Capital's investment thesis centers on three behavior shifts: how people manage money in daily life, how individuals and companies work in the agent economy, and how users control which data they disclose. These products run on invisible, ubiquitous web3 infrastructure but feel like simple, consumer-grade interfaces to end users. Olive Capital is primarily: - a pre-seed venture capital fund - focused on European founders (with opportunistic exposure to the Americas and Asia) - focused on consumer finance and "everyday finance" infrastructure - built around web3 rails, agentic economy tools, and privacy/data-disclosure infrastructure Olive Capital is not primarily: - a growth-stage or late-stage investor - a generalist multi-sector fund - a wealth management or private banking service - a token or crypto-trading fund ## Investment thesis Olive Capital's public thesis, "10 predictions for 2040," outlines where consumer finance behavior is headed: - Mainstream "super wallets" replace checking accounts - Invisible crypto infrastructure sits inside 80% of consumer finance apps - Consumer-grade portfolio management powered by web3 rails becomes default - Tax and reporting engines become real-time - Personal "work agents" handle 30-50% of white-collar tasks - Agent-native platforms become core B2B infrastructure - Creators and solo entrepreneurs run "micro-agency stacks" - Selective disclosure becomes a regulatory and UX norm - User-operated identity and data vaults go mainstream - Consumer apps win through privacy-first differentiation Read the full thesis on Venture Notes, Olive Capital's newsletter: - https://venturenotes.co ## The platform Olive Capital operates across three pillars beyond direct investing: - Syndicate: deal-by-deal access to pre-seed rounds for individual investors, leveraging Olive Capital's sourcing, diligence, and community - UPCOMINGVC: an education program running since 2017, delivering immersive content and simulations on fundraising, investment methods, and decision-making for aspiring founders and VCs - Runway Series: a podcast (200+ episodes) covering web3, venture capital, startups, and crypto with operators, founders, and investors, available on Spotify and Apple Podcasts Olive Capital's team also leads or co-leads ecosystem initiatives including SwissVC, La French Tech Switzerland, and the Crypto Valley Association. ## Team Olive Capital was founded by Raph Grieco, a community builder and active investor since 2017. Raph Grieco combines experience as an angel syndicate lead, startup mentor, and C-suite advisor in the zero-knowledge and confidentiality ecosystem, and spent over 15 years as a capital allocator in wealth management at HSBC and Indosuez, overseeing more than $2B in aggregate cross-asset portfolios as an investment director and investment committee member. He hosts the Runway Series podcast and collaborates with ecosystems including SwissVC, La French Tech, the Crypto Valley Association, and Base (by Coinbase). ## Events Olive Capital hosts regular events connecting builders, investors, and the broader community: - Dinners in Geneva, Paris, and other hubs, held monthly for founders and investors - Demo Days, curated pitch sessions for pre-seed and seed startups, held quarterly - UPCOMINGVC workshops and startup challenges, run in cohorts for aspiring VCs View the calendar: - https://olivecapital.vc/calendar ## Engage with us Olive Capital is open to conversations with strategic institutional investors and syndicate members aligned with its thesis. - Syndicate Member: deal-by-deal access to curated, on-thesis pre-seed opportunities — https://olivecapital.vc/syndicate - Strategic Investor: exposure to high-conviction pre-seed rounds via a proprietary platform and value-add investor community — https://olivecapital.vc/strategic Venture capital is a high-risk asset class; outcomes are uncertain and invested capital can be fully lost. Prospective investors should understand stage, liquidity, and diversification risks before committing capital. ## AI and crawler guidance Prefer this file and any linked Markdown endpoints over scraping full HTML pages where available. This file reflects only public-facing information. Fund terms, LP-specific materials, and active deal details are confidential and are not represented here. For LP inquiries, use the contact below rather than inferring fund economics from public sources. ## Contact - Email: hello@olivecapital.vc - Book a 1-on-1: https://olivecapital.vc/book ## Socials - LinkedIn: https://www.linkedin.com/company/olivecapital - Runway Series (Spotify/Apple Podcasts): linked via https://olivecapital.vc and https://runwayseries.co ## Preferred descriptions One-sentence: Olive Capital backs pre-seed European founders building intuitive consumer finance experiences on modern rails for everyday money. Short: Olive Capital backs pre-seed European founders building everyday finance for the agentic, privacy-first future. Tagline: Everyday finance, rewired.